Many drivers don’t perceive why automotive insurance coverage firms are likely to cost greater for SUV's (Sports activities Utility Automobiles). Continuously the upper premiums don’t appear justifiable in any respect.
Some statistics might assist shed slightly extra mild on this controversial topic. In response to the Nationwide Freeway Site visitors Security Administration in the US, the rollover charge for SUV's is 98 per 1,000,000 whereas that of all different autos is 47 per 1,000,000. In different phrases the speed at which SUV's are likely to roll over is greater than double that of all different forms of automobiles.
The fatalities paint a good grimmer image. It’s estimated that between 1991 and 1994, about 9,000 folks misplaced their lives from rollovers. In 1996 alone, 10,000 folks died from rollovers.
There’s a easy rationalization to all this. The Sports activities Utility Car tends to tip over and roll as a result of swerve / counter swerve with it's quite excessive heart of gravity. It’s helpful to recollect right here that SUVs had been initially constructed to be drive at a lot slower speeds over very tough terrain. They had been fastidiously constructed excessive in order to clear giant obstacles usually present in tough terrain, therefore the upper heart of gravity.
In recent times SUVs have flooded smoothed roads and are being pushed at excessive speeds in streets the place drivers discover themselves often avoiding obstacles by sharply swerving at excessive speeds. The result’s this sorry state of statistics and far greater automotive insurance coverage prices for individuals who insist on proudly owning SUVs. It might appear that there’s a lot of toll statistics and figures to again up insurance coverage firms for charging so expensive for SUV automotive insurance coverage.