Accidents, collisions, and fender-benders. It doesn’t matter what you name them, they occur lots and will have an effect on your auto insurance coverage charge. In Canada, about 316 police-reported collisions occur a day, and whilst you ought to all the time take care when behind the wheel, there are occasions, or situations, when collisions usually tend to occur*.
1. Summer season months
Most drivers may assume that they’re extra prone to get right into a collision when situations are wintery, however the actuality is there are extra collisions in August than every other month, adopted by July.
2. Frantic Fridays
Perhaps it’s as a result of we’re all in a rush to get house to kick off our weekend, however for a lot of drivers the weekend begins off on the incorrect foot. Nearly 17 per cent of all police-reported collisions in Canada occur on Fridays; no different day comes shut.
three. The night rush
The night rush hour (beginning at three p.m. and ending at 6 p.m.) is well the time of day most susceptible to collisions. This three hour interval within the late afternoon accounts for 25 per cent of all collisions that occur over the course of the day.
four. At intersections
Intersections, even with working visitors indicators, controls, or indicators, show difficult for drivers as a result of nearly half of all collisions occur at an intersection.
5. When the solar is out
Sunny days make drivers gloomy. At 68 per cent, collisions are overwhelmingly extra prone to occur on days which are clear and sunny, in comparison with days when it’s raining, snowing or when visibility is restricted because of fog or drifting snow.
Automobile collisions and your automotive insurance coverage
Take care, keep protected, and drive rigorously to hold your automotive insurance coverage premiums in test as a result of a collision the place you’re discovered to be at fault (even in case you’re solely partially at fault) generally is a expensive hit to your pockets. Don’t let an at-fault accident enhance your charges. Drive protected and keep away from driver distractions to maintain your premiums low.
After all, accidents occur to even the perfect drivers and with InsuranceHotline.com it takes just some brief minutes to match quotes from our community of over 30 insurance coverage suppliers. Be sure you’re not lacking out on decrease auto insurance coverage premiums and store your charge in the present day
* Canadian automotive accident statistics come from knowledge accessible at Canada’s Nationwide Collision Database.